Copyright © 2021 by Wendy Waszut-Barrett
Ralph I. Terwilliger was a scene painter who worked for Thomas G. Moses in the late 1880s. Although their working relationship may have been short, the two remained close friends until Terwilliger’s passing in 1917. Terwilliger worked briefly at Sosman & Landis, but set his sights far beyond laborious theatrical work.
I was surprised to encounter Ralph Terwilliger’s name while researching another Sosman & Landis employee, Leroy R. Close (1846-1901); employee #34 in this series. Close worked at Sosman & Landis from 1895 to 1901. Prior to working for the Chicago-based firm, he ran the L. R. Close & Co. in Kansas City, Missouri, from approximately 1883 until 1894. In 1894, Close relocated north and began working as a scenic artist and traveling salesman for the Chicago-based firm. Here is the link to his tale: https://drypigment.net2021/07/03/sosman-landis-shaping-the-landscape-of-american-theatre-employee-no-34-l-r-close/
Close’s story intersects with Terwilliger’s story in 1902. After Close’s passing in 1901, Miranda W. Close was appointed administratrix of the Close estate, along with Ralph Irving Terwilliger and Sarah Elizabeth Terwilliger. It was at this time that Terwilliger transitioned from the insurance business to estate management. In the end, Terwilliger really made a name for himself as a Chicago banking and real estate magnate.
A picture of Terwilliger in Moses’ scrapbook is captioned, “R. I. Terwilliger, Founder and First President of the North-West Side Commercial Association.” Nearby, Moses wrote, “Paint boy for Burridge-Moses and Louderback during the years of 1887 and 1888.” In 1910 Moses wrote, “Mr. Ralph Terwilliger was at Fox Lake – I hardly knew him. He was President of a city bank. He was with Burridge, Moses and Louderback as a paint boy for $4.00 per week. He had prospered. With his wife and two daughters he enjoys a cottage near our camp.” Fox Lake was where Palette & Chisel Club members kept a summer camp.
The Terwilliger family is an interesting bunch who always seemed to be in the right place at the right time. Ralph Terwilliger was born in New York on October 18, 1865. He was the son of Peter Terwilliger (1836-1926) and Sarah E. Mead (1840-1916). The family moved west after the Civil War, soon settling in Chicago. Over the course of the next few decades the Terwilligers became extremely well-known and well-respected throughout the region. Ralph’s parents were even featured in the 1894 publication, “Industrial Chicago, Vol. III” (Goodspeed Publishing Co., pages 74-75). I am including their entry here as it sets the stage for Ralph’s success in Chicago.
“Peter Terwilliger was born in New York, June 4, 1836, and after reaching man-
hood came to Illinois, locating first at Aurora, where he remained for five years, then coming to Chicago. He early learned the trade of a carpenter. He chose for his wife Miss Sarah Mead, of Orange County, N. Y., in 1865, and they have one son, Ralph, who is now a member of the firm of Terwilliger & Cox, engaged in the fire insurance business. [Notice that Ralph left a career in the theatre with Moses to establish a fire insurance company].
Peter Terwilliger’s parents were James I. and Prudence (Knight) Terwilliger. The former was born in New York State in 1808, and died in Orange County, N. Y., in 1875. The latter was born in Sullivan County, N. Y., in 1817, and is yet living at Huguenot, Orange County, N. Y. Her ancestors, representatives of the English family of Knight, settled in Orange County, at an early day. The family of Terwilliger is of Holland Dutch extraction, and the first settlement of one of its members in this country was quite early in the colonial period of our history. Peter Terwilliger was reared and educated in Orange County, and was graduated from the Fort Edward Academy in 1855. His father was identified with the Delaware & Hudson canal, almost from its inception until nearly the end of his life, latterly a section superintendent. With this great inland improvement Peter Terwilliger was also connected for some years. In September, 1861, he enlisted in the Twentieth New York battery as first sergeant, and, after three years’ service with that organization, helped to organize the One-Hundred-and-Sixty-eighth New York infantry, and was second lieutenant of Company G, in that regiment. He served gallantly until discharged in 1865, and, from first to last, took part in many hotly-contested engagements.
He removed to Illinois in 1867, and from that time until the fall of 1871, was in the grocery trade at Aurora. In the spring of 1872 he came to Chicago, where he has since lived. He is an influential Republican and has been active in politics in Chicago since 1875.”
Growing up, Ralph watched his father transition from a grocer to salesman in the 1870s. It was during this time that he became associated with William McGregor & Co. The first mention of Ralph in the city directory is in 1887. That year he was employed as a clerk, but still living with his parents. The family home was located at 348 Hermitage Avenue in Chicago. His father Peter worked as a secretary at W. McGregor & Co.; a firm located on 55 S. Clinton Street. Something happened between 1887 and 1888 that detoured Ralph from following in his father’s footsteps. A spark, maybe even a rebellious one, was lit and Ralph entered the scenic art profession. He moved out of his parents’ home and started a new career. This was such an exciting time in Chicago for scenic artists as work was plentiful and wages fare; a drastic departure from clerking to be sure.
By 1888, Ralph was listed in the Chicago directory as a scenic artist, now boarding at 290 W. Madison. This coincides with Moses’ mention of Ralph working for him at the studio. Moses had left Sosman & Landis to form another scenic studio with Walter W. Burridge and well-known art dealer J. D. Louderback. It had all the promise of success, but infighting between Burridge and Louderback split the firm. By the beginning of 1888, Burridge left Moses, Burridge & Louderback, reducing the name to just Moses & Louderback. Regardless of the name change, the firm’s offices remained at 214 Lake in Chicago. Burridge returned to his former position at the Grand Opera House, leaving Moses to handle an extraordinary amount of work. The firm soon closed, and Moses returned to his old position at Sosman & Landis, likely taking Terwilliger with him for a short time. Terwilliger’s career as a scenic artist was very short-lived and by 1889, he returned home and became a bookkeeper for his father at W. McGregor & Co.
By the early 1890s Terwilliger opened a fire insurance company, Terwilliger & Cox. On August 9, 1892, Ralph married Louisa Salomon (1868-1945) and the couple celebrated the birth of two children: Louise E. (1894-1990) and Irene Beatrice (1895-1981).
In 1900 the Terwilligers were living at 232 W. Division St., with Ralph still working as an insurance agent. However, he soon added a new role as administrator of estates, hence his involvement with the L. R. Close probate case in 1902. Terwilliger’s next step was banking. On May 3, 1903, the “Chicago Tribune” announced the opening of a New State Bank. The auditor of public accounts issued a permit to organize the Mechanics Trust and Savings Bank at Chicago. The organizers were Ralph I. Terwilliger, Iver L. Quales, James Davis, Max Klee, William J. New and William A. Wiebolt, with a capital of $200,000. Their new establishment was located on Milwaukee Ave near Paulina Street. Terwilliger’s career began to soar at this point.
On March 18, 1908, the “Chicago Tribune” mentioned Terwilliger’s involvement with the West Side Association, reporting, “20,000 Join Tax Cut Move. Landlords all over city will aid west side association. May Mean Fight in Court. Property Owners Threaten to Organize for Political Campaign. West Side Landlord’s Protective Association was joined yesterday by the Chicago Landlord’s Protective Association, an organization embracing more than 20,000 members in all parts of the city with headquarters at 232 West Division Street [232 West Division was Terwilliger’s home address]. West Side Association, which was incorporated on Monday and is made up of more than 100 Bohemian property owners in the “Pilsen” district is determined, if necessary, to carry the fight for reduced taxes into the County court. “We are glad to join any movement that will help reduce the present high taxes,” said Ralph I. Terwilliger, secretary of the Chicago Landlords’ Protective association” (page 9)
Terwilliger continued to expand his interests, and in 1911 organized the Home Bank and Trust Company with a capital of $300,000. Located at 1225 N. Ashland Ave, it was just north of Division Street.
Neither his personal life nor health paralleled his business success. His wife passed away in 1916, with Terwilliger following the next year. He was only 52 years old at the time. Terwilliger passed away at the Biltmore Hospital in Asheville, North Carolina on August 22, 1917. Pernicious anaemia was listed as the cause of death. This condition means that body cannot absorb enough vitamin B-12 and make enough red blood cells. The condition is often classed as an autoimmune disease and symptoms may include fatigue, shortness of breath, rapid heart rate, jaundice or pallor, tingling and numbness of hands and feet, unsteadiness, bleeding gums, impaired sense of smell, and confusion. Severe or long-lasting pernicious anemia can damage the heart, brain and other organs in the body, causing problems such as nerve damage, neurological problems and digestive tract issues.
Terwilliger’s obituary in the “Chicago Examiner” reported, “Ralph I. Terwilliger, founder of the Home Bank & Trust company, Milwaukee and Ashland avenues, first president of the Northwest Side Commercial association, widely known in Chicago real estate circles, died yesterday at Biltmore, N. C., according to word received in Chicago. The Terwilliger residence is at 3104 Logan boulevard. The body will arrive tonight (Vol. 15, no. 210, page 15).
To be continued…
